What Is Long-Term Care Insurance?

It helps cover the cost of care when you can no longer perform daily activities like bathing, dressing, or eating.

Who Needs Long-Term Care Insurance?

Adults aged 50+

Anyone with a family history of chronic illness

People wanting to stay independent and avoid burdening loved ones

What Does It Cover?

In-home care

Nursing home or assisted living

Adult day care and caregiver support

How Much Does It Cost?

Cost depends on:

Age at purchase

Health history

Benefit amount and length

When Should You Buy Long-Term Care Insurance?

The best time is in your 50s or early 60s, before health issues arise.

Why It Matters in Texas

Texas has a growing senior population, and care costs are rising.